Job Description

Description

CMG Home Loans is hiring an experienced Government Underwriter with Active DE/Lapp/Sar preferably. USDA is also highly preferred as is Bonds. They are responsible for the execution of underwriting based on company policy and standards. The Underwriter ensures sound decisions to protect the financial and operational interests of the company. 

Essential Duties and Responsibilities:

• Underwriter FHA and VA loans by having active government designation (DE/Sar/Lapp)
• Potentially underwrite various other types of loans potentially including Bond and USDA, Renovation and Construction.
• Ability to underwrite 45+ initial underwrites per month.
• Communicates regularly with the Loan Officers and/or Processor regarding status of loans via current technology.
• Follows file and check order as conditions are signed off and new information is received.
• Maintains current working knowledge on current products.
• Leadership with respect to direction of underwriting resources and credit policy execution within team.
• Maintains conversation log in Byte to properly track the forward movement of the file.
• Assists with training needs of other mortgage positions.
• Ad hoc reporting.
• Other duties as assigned.

Qualifications and Experience:

• Minimum of five (5) years specific government underwriting experience.
• Must possess valid CHUMS and/or LAPP/Sar to underwriter FHA and VA loans
• Recent experience underwriting USDA and Bond highly preferred
• Must work with both Credit and Appraisals 
• Must have demonstrated satisfactory knowledge of DU and LP input.
• Ability to properly interpret DU and LP, communicate and document their findings.
• Intermediate experience with Microsoft Word, Excel, and email systems.
• Ability to work in a fast paced, fluid environment.
• Strong communication, interpersonal and organizational skills.
• Proven leadership skills.
• High integrity and confidentiality required.

SUPERVISORY RESPONSIBILITIES: Direct Reports:  N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Base Compensation Information–  This role is currently allocated for candidates within geographic regions that do not currently require base wage disclosure including residents of the states of CA & CO, and for NY  

CMG pays a competitive base + Bonus and OT as needed. Factors that affect base salary may includeUnderwriter experience and designations, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.

CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to recruiting@cmgfi.com.

CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company’s gift to CMG Financial and may be forwarded to our recruiters for their attention.

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